How to estimate renovation costs on property you are viewing?
We are viewing a property at thew weekend which is a 4 bed bungalow with planning permission in place for a loft conversion for 2 additional bedrooms and ensuite and kitchen diner extension. Obviously...
View ArticleBuying before selling.
I am downsizing but have not put my house on the market yet. Have seen a house I want to buy. Can pay for some of it with savings but not all. Would I be able to get a short term mortgage for the rest...
View ArticleDo i have any options?
Hello everyone, I am not sure if I have reached the correct part of the forum - but I have a bit of a problem and I am not sure what to do as there doesn't seem to be many options for those in my...
View ArticleFirst time buyer mortgage application
Hello, I am just putting the feelers out there on my own circumstances to see what my chances of me and my partner getting a mortgage. We are looking at applying at the beginning of 2021. We are...
View ArticleWill a builder come to a viewing?
FTB here and myy only experience of house-hunting is from property programmes on tv. They often have a builder assess how much any repairs/renovations would cost prior to submitting an offer. Can you...
View ArticleNegotiations when Buying a New Build
Hello. My husband and I are looking to buy a new built and were wondering about negotiating the price down. How low can we go in with our offer and whether most developers budge? Does anyone have any...
View ArticleChanging ownership of rental properties.
My brother-in-law and I jointly bought two properties which we renovated and have been renting out for a number of years. On the deeds of one we are joint owners and on the other we are tenants in...
View ArticlePossible New House - But Quarry Nearby - HELP
Hi all, I have seen a house that I am interested in making a long term family home as the house and land with it are ideal for my needs. The issue I have is that there is a Quarry Near it and want to...
View ArticleMoving into a new property, know someone who lives in the set of flats...
I am moving away from accommodation that is making me ill. I have mental illness that is developed. I found a flat that isn't ideal as it's on a road but I need to go to get away from neighbours smoke...
View ArticleFtb buying from a couple getting divorced
Hi. So I rang my solicitor on monday, he said we cant exchange contracts yet as the wife is still living at the property. Only when she moves out of the house we can then exchange. We have asked for...
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Extortionate service charges - Freehold
I bought a house three years ago and the already well know scandalous First Port are the service providers. The house is freehold but the covenant says I need to pay for service charges to this joke of...
View ArticleNew Build
I am buying a new build that will be ready at the end of June. I was surprised to be told that as the houses are selling well they offer no extras at all. No Floor coverings, no fencing or turf. This...
View ArticleWord vomit! FTB in the SE - impatient... any words of advice?
Hi all, First post here - thanks for having me :) We are first time buyers, in our mid 20s and early 30s, with a total budget of £337,500 which is a combination of our deposit & mortgage offer....
View ArticlePost Office Money - Online Bond Statement
I'm in the procees of sorting and confirming a morgage, and I need to prove the existence of a deposit via a bank statement. The money in question sits in a Post Office Online Bond account, and my...
View ArticleFinancial help after fleeing domestic violence
My ex DIL has fled DV by an ex boyfriend. She had to leave all her posessions and household furniture as well. She is now living back near us with her baby and has been offered and excepted a flat from...
View ArticleTransferring property
Advice please Back story Parents owned house no mortgage in Wales worth about £260k. Dad has gone into care home being paid out of savings we have POA. I advised my mum to speak to her solicitor to...
View ArticleReceiving mortgaged property as a gift from parents
Hi My parents are looking to gift me their primary residential property worth £400k. They will look to rent elsewhere before deciding their next steps. The property has a mortgage of £150k and I aim to...
View ArticleDamp issues
We are in the process of buying our first house. The survey showed a lot of damp on the party wall, which was subsequently linked to an issue with the chimney capping, and some guttering problems. A...
View ArticleStamp Duty riddle - please help!
Hi everyone, I need some help please. Bought a house with my husband 2 years ago. We separated, I moved out. Met someone else, moved into his home. Now added onto his mortgage - paid higher SDLT as I...
View ArticleSecond Home Stamp Duty?
Hello, Im hoping someone can provide some clarity. My grandmother transferred the deeds to her property to me in 2017, the house is mortgage free. I have not lived in the property with her for over 10...
View ArticleShould I wait for the budget? Before buying my house?
Hi there, Wondering if you can help. So we are currently in the process of buying a house and are planning to exchange and complete before April. A vendor further down the line is dictating this date....
View ArticleCan the Council Force to sell house to pay for Care Home?
Hi guys, This is just a general speculative inquiry. My Mum and Dad have left the house to me and my Brother in their will. My Dad died a few years back and my Mum is getting older and increasingly...
View ArticleHelp To Buy Question
What is the average time to exchange for a Help To Buy property? We are chain free and obviously buying from a developer so no hold ups chain-wise. But just occurred to me there may be extra paperwork...
View ArticleHMO Eviction
This is for a friend but as a follower of this part of the forum I think I have all the relevant information Moved into the HMO (6 rooms) on 24th June 2019, no deposit was paid and no contract signed....
View ArticleDouble glazing indemnity insurance
Hi all, when we bought our property last year, there was no record of the double glazing being registered with FENSA or similar, so our solicitor insisted that the sellers provide an indemnity...
View ArticleAnother Homebuyer Survey Question
I thought Id learned enough about Homebuyers Surveys from reading questions on here but I have one of my own now. House is 34 years old and has the usual maintenance related stuff mentioned. However...
View ArticleWanting out of fixed tendency
I have just recently moved into a joint tendency with my partner and I am instantly regretting it. My cpn is worried that he is coercive and controlling. He has been physically abusive in the past. I...
View ArticleYopa
Anybody dealt with Yopa the online estate agent? Just wondering if there any good. Thanks.
View ArticleA building control question
I'm buying a 1900-ish mid-terrace house. A portion of the wall between the living room and dining room has been knocked through without building regs. The owners say it was done at some point by the...
View ArticleRight to buy with LISA
Hi, I was unsure where to post this and I havent been able to get a straightforward answer as such with the few questions I have, so please feel free to correct me if its in the wrong place! I opened...
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